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Alternative Investments

Alternative investments represent asset classes of just about anything outside the universe of traditional stocks, bonds and cash equivalents. A plethora of investment options fall into this category including but not limited to real estate, commodities, hedge funds, private debt and equity, art – wine – high value spirits, and digital currencies. At Prism Financial Concepts, we believe that alternative investments are not as much of a substitute as a complement to a portfolio of traditional assets and we pride ourselves in taking time to help our investors compare opportunities across the landscape of alternatives.

It is our belief that as access to, and acceptance of, these kinds of alternatives becomes more commonplace, investors must adapt and expand their risk analysis methods to include the proper analysis of alternatives prior to investing in them.  Alternative investment options are not suitable for all investors.  These investments require a high level of due diligence, often involving the enrollment of securities and tax attorneys, CPA’s and other experts in various fields to properly vet opportunities that seem simplistic on the surface, but are often not transparent and wrought with complexities that can greatly increase the real risk of the investment. 

Large institutional investors have successfully invested in alternative investments for years and now certain individuals have the opportunity to invest in these assets.  To help our customers better align their money with their investment purpose, philosophy and process, we created a unique policy statement.   The “P4” as we call it is an institutional quality investment policy statement developed for the individual investor.   If you are a “do it with me” investor interested in improving your investment due diligence and selection process, CALL US about this document today.


Disclaimer: Institutional investors invest with strategies, terms and conditions different from those of individual investors, who have a shorter investment time horizon, lower risk capacity, greater liquidity needs and pay higher fees and expenses for retail offerings.